Amol Kulkarni

Amol Kulkarni is a researcher with more than 17 years of experience, in the domains of financial sector, digital economy, and regulatory reforms. He has been involved in ideation, design, and implementation of research and advocacy initiatives, using methodologies like surveys, impact assessments, behaviour experiments, and stakeholder interactions, to collect and understand evidence, identify linkages between theory and practice, carefully articulate findings, and present a way forward.

Some of his recent key initiatives include unpacking multi-party privacy considerations in digital credit, understanding impact of regulation on market outcomes for prepaid payment instruments, benchmarking transparency in orders of RBI with its peers, review of SEBI's insider trading orders of more than a decade to identify patterns and trends, research on combating social engineering and emerging threats and building trust in digital financial services, examining trade-offs in security and convenience in digital services, and regulatory impact assessment in digital lending.

Amol’s work regularly gets featured in popular media, and he has presented his research to high level panels.